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California Mortgage Foreclosure - Residential and Commercial Mortgages available for people after foreclosure or bankruptcy with lowest rates!








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25/04/06

New lenders available!

New lenders added. Your application will now be shopped to over 15 New Loan lenders. Please apply now for new lender specials.

18/04/06

Security update

Security and privacy is of the utmost importance. We utilize 128bit encryption when shopping your loan application to our lenders. All data remains in OUR system until your application is accepted.

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June 14 2006

What is a Mortgage?

A mortgage is a loan, usually from a bank, finance company or building society to help you buy your home. ...

June 14 2006

What is a Mortgage Agent?

WHAT IS A MORTGAGE AGENT? ...

June 14 2006

What is a Remortgage?

A remortgage is changing your mortgage without moving your home.

Remortgaging is the process of switching your mortgage to another lender that is offering a better deal than your current lender thereby saving money.

A remortgage ...

June 14 2006

What is a Repayment Mortgage?

A repayment mortgage is the type of mortgage that most people think about. The idea behind a repayment mortgage is that you pay monthly for a set period and each payment consists of an element of capital and interest. ...

June 14 2006

What is a Reverse Mortgage?

Simply stated, a reverse mortgage is a loan that enables homeowners (age 62 and older) to convert part of the equity in their home into a tax-free income without having to sell the home, give up the title, or take on a new monthly mortgage payment. More ...

June 14 2006

What is a Self-Certification Mortgage?

A Self-Certification mortgage is a mortgage designed for people who are unable to provide proof of income. This type of mortgage was originally designed for the self employed who historically experienced difficulty obtaining a loan with 'high street' lenders ...

June 14 2006

What is a Self-Employed Mortgage?

Self-employed mortgages, as the term implies are mortgages designed for those that are self-employed. Traditionally it's been more difficult for the self-employed to get mortgages. ...

June 14 2006

What is a "Simultaneous Second Mortgage?"

Here is some more useful information I picked up for everyone to take a look at, hope you get some use from it. ...

June 14 2006

What is a Tracker Mortgage?

A tracker mortgage 'tracks' the Bank of England base rate, meaning your mortgage stays in line with interest rates and the market in general. The result on your monthly mortgage interest payments is that they go up when the base rate goes up and go down when ...

June 14 2006

What is an Adjustable Mortgage Rate!

An adjustable mortgage rate adjusts based on the interest rate that is currently available. These rates are beneficial when the interest rates are tending to fall. Usually adjustable rate mortgages are 5, 10, 15 year loans. ...

June 14 2006

What is an Adjustable Rate Mortgage?

An adjustable rate mortgage is a type of loan where the interest rate and the monthly payments vary over time. The rates are adjustable usually starting out with the lowest interest rates up front and the highest rates coming later on in the life of the loan. ...

June 14 2006

What is an Assignment of Mortgage?

Most mortgages are sold at least once during the life of the loan. A mortgage company or your local bank will sell the loan to free up their cash and then lend out more money other home buyers. When the mortgage is sold of it is called an assignment. The party ...

June 14 2006

What is an Interest Only Mortgage?

An Interest Only Mortgage is one where the repayments are made up entirely of the interest on the loan. When the mortgage term is complete, the capital originally borrowed is still outstanding. ...

June 14 2006

What Is An Interest Only Mortgage, And Should I Get One?

There is a non-traditional type of home mortgage loan being marketed to consumers known as an interest only home mortgage loan. Sometimes called a balloon mortgage, an interest only mortgage is exactly what the name implies. For the term of the mortgage, the ...

June 14 2006

What is an Offset Mortgage?

An offset mortgage is very similar to a current account mortgage - but instead of having everything all in one account, all accounts are held separately. ...

June 14 2006

What is second mortgage?

What is a second mortgage? ...

June 14 2006

What Is The Best Deal For A Mortgage?

Few of us invest the time and effort into researching and securing the best deal for a mortgage to purchase our home. ...

June 14 2006

What Is The "Right" Mortgage For Your Needs?

Are you thinking of buying a home? If so, then there are ...

June 14 2006

What the Bank Won’t Tell You About Mortgage Refinancing

So you have a mortgage, and you need to refinance to get your interest rates low. Most people simply walk into their bank, ask to refinance, and then end up paying more money long term than they would have otherwise. Some banks would like everyone who is refinancing ...

June 14 2006

What Type Of Zero Down Mortgage Is Best For You?

Below are 9 different types of zero down mortgage that you can qualify for. Each one has positive and negative aspects. Read and learn about which zero down mortgage will suit you best. ...

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